Apply for Retail Finance Before You Shop
Less Waiting, More Shopping!


Apply online and you could be pre-qualified for a specific loan amount that can be used immediately or in the 30 days from date of approval.* Once you have been approved, simply go into a retailer that uses Finance Now and start shopping. Over 1,500 retail stores nationwide use Finance Now so you're spoilt for choice. Click here to apply online 


Step 1: Initial Application Criteria Checklist

* You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
* You must be older than 18 years of age
* Proof of identity by means of a NZ drivers licence, passport or firearms licence
Things you should know:
Finance Now's normal lending criteria and loan terms apply. Repayments shown are indicative only and include a Establishment Fee and a Monthly Service Fee. Full disclosure of all of the terms of your loan (including the Total Amount Payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has not been included in the payment amounts above.

Want to know how we assess applications? Read more here.
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